Sell Your House Fast in Chicago. Get Your Cash Offer.
Tell us about your Chicago house and we can make you a cash offer. We buy many homes as-is, so you can often skip repairs and showings.
- Sell as is
- No showings or open houses
- No agent commissions
- No obligation
How a Cash Sale Works in Chicago
Four steps from your first answer to closing day.
Tell us about the house
Property type, condition, timeline and address. It takes about two minutes.
Talk with us
We call to learn about the property and your plans.
Review your offer
A quick walkthrough confirms the details, then you review a written offer on your own time.
Close on your date
You choose the closing date. The title or escrow company handles the paperwork and the funds.
The Chicago Market Right Now
Over the three months ending September 2026, the Chicago median sale price rose 7.8% from a year earlier. Homes sold for about 100.8% of list price.
Sources: Redfin Chicago housing market (Sept 2026); Zillow Chicago home values (Sept 30, 2026).
What Chicago Sellers Tell Us
From 626 Cook County homeowners who answered our questions between October 2025 and October 2026.
Why they are selling
How soon they want to sell
80% want to sell within three months.
What they are selling
7 in 10 of these homes were not listed with an agent.
Shares of answers given, rounded. Source: Cash Offer Company seller requests.
Common Chicago Situations
We see these often. Each one has a guide with more detail.
An older house that needs work
Lead Safe Chicago says water service lines were mostly lead until a 1986 federal ban. We often buy older Chicago homes as-is.
Selling a house that needs repairsYou own a two-flat
Two- to four-unit buildings are a large part of Chicago housing, per DePaul's Institute for Housing Studies. We often look at two-flats and small multifamily buildings.
How a cash offer is put togetherYou own a rental
Chicago's Residential Landlord and Tenant Ordinance covers most rentals, except owner-occupied buildings with six or fewer units. We often buy rentals with tenants in place.
Selling a rental propertyThe house is vacant
Chicago requires owners to register a vacant building, including a house, within 30 days. We often buy vacant homes as-is, which can end that upkeep.
Selling a vacant houseYou are behind on payments
Illinois foreclosures go through court, and owners can usually reinstate within 90 days of service (735 ILCS 5/15-1602). Requesting an offer early gives you time to compare.
Selling a house in pre-foreclosureYou inherited a house
Illinois exempts transfers by an estate fiduciary from the disclosure report (765 ILCS 77/15). A probate attorney can explain the steps before you sell.
Selling an inherited houseYour listing expired
The median Chicago home took 52 days to sell in the three months ending September 2026. If your listing ended, a cash offer is another path to consider.
Selling after your listing expiredMoving on a set date
A Chicago sale includes city steps, like a Full Payment Certificate for utility charges. We often let you pick a closing date that fits your move.
Choosing your closing dateCash Sale or Listing?
Both work. The right one depends on your timeline and the condition of the house.
| Topic | Cash sale to us | Listing with an agent |
|---|---|---|
| Repairs and prep | Usually none. Sell as is. | Repairs, cleaning and staging are common |
| Showings | Usually one walkthrough | Showings and open houses |
| Time before escrow | No time on market | Chicago median: 52 days on market |
| Buyer financing | Cash, no lender approval needed | Most buyers need a loan and an appraisal |
| Closing date | You help choose it | Set around the buyer's loan timeline |
| Agent commission | None | Typically paid at closing |
| Best for | Speed, certainty, or a house that needs work | Move-in-ready homes when time isn't a factor |
Areas We Cover in Cook County
We buy across the area.
North and Northwest Side
Rogers Park, Edgewater, Uptown, Lake View, Lincoln Park, Jefferson Park, Portage Park, Logan Square, Avondale, Belmont Cragin
Downtown and West Side
Loop, Near North Side, Near West Side, Austin, Humboldt Park, West Garfield Park, North Lawndale
South Side
Near South Side, Douglas, Grand Boulevard, Hyde Park, South Shore, Chatham, Englewood, Beverly
Southwest Side
Pilsen, Little Village, Brighton Park, Gage Park, Chicago Lawn
Cook County suburbs
Evanston, Skokie, Oak Park, Cicero, Berwyn, Des Plaines, Arlington Heights, Oak Lawn
More locations
Milwaukee · Indianapolis · Illinois · All of Illinois · All locations
Illinois Rules Worth Knowing
The basics for selling a home in Cook County. General information, not legal or tax advice.
State and county transfer tax
Illinois taxes transfers at 50 cents per $500 of value (35 ILCS 200/31-10). Cook County adds 25 cents per $500. Your contract and closing attorney can confirm who pays.
Chicago transfer tax
Chicago's city portion is $3.75 per $500, generally paid by the buyer. The CTA portion adds $1.50 per $500, generally paid by the seller, per the Department of Finance.
Residential Real Property Disclosure Act
765 ILCS 77 requires sellers of 1 to 4 unit homes to deliver a disclosure report before signing a contract. Some transfers are exempt, including fiduciary and court-ordered transfers.
Reinstatement and redemption
Under 735 ILCS 5/15-1602, owners can usually reinstate within 90 days of service. Under 15-1603, redemption usually runs to the later of 7 months after service or 3 months after judgment.
Chicago Seller Questions
Straight answers on how a cash sale works here.
Who makes the offer on my house?
We do. Cash Offer Company buys houses in Cook County. Requesting an offer is free and there's no obligation.
Who pays the Chicago transfer tax?
The Department of Finance says the buyer generally pays the city portion and the seller generally pays the CTA portion. Your contract and closing attorney can confirm your costs.
What is a Full Payment Certificate?
The Chicago Department of Finance issues it to show utility charges on the account are paid. Without one, the parties can't get the transfer tax stamps needed to record the deed.
Do I need a disclosure report?
Most sellers of 1 to 4 unit homes do, under 765 ILCS 77. Some transfers are exempt, such as by an estate fiduciary. A real estate attorney can confirm what applies to you.
Can I sell a two-flat with tenants in it?
Often, yes. We often buy Chicago two-flats and rentals with tenants in place. Share your leases up front, and ask an attorney about your duties under the city's landlord ordinance.
Can I sell a house with a lead service line?
Often, yes. We often buy older Chicago homes as-is. The city's Lead Safe Chicago site lets you check whether your service line is lead.
Can I sell if I am behind on my mortgage?
In many cases, yes, before the foreclosure sale. Illinois foreclosures go through court, with reinstatement and redemption periods. A housing counselor or attorney can help with timing.
Which areas do you buy in?
We buy across Cook County. That includes Chicago neighborhoods plus Evanston, Skokie, Oak Park, Cicero, Berwyn, Des Plaines and Oak Lawn.
Get Your Chicago Cash Offer
A few questions now, a quick call from us, and a closing date you choose.
Start My Cash OfferLast updated October 2026. Market data: Redfin Chicago housing market (Sept 2026); Zillow Chicago home values (Sept 30, 2026). Rules: 35 ILCS 200/31-10; 765 ILCS 77; 735 ILCS 5/15-1602 and 15-1603; Cook County; City of Chicago Department of Finance. Local facts: Lead Safe Chicago; Chicago Department of Buildings; Chicago Department of Housing; DePaul Institute for Housing Studies. General information, not legal or tax advice.